What is a BSB number? How Australian bank payments find the branch
By SendPay Business · · 2 min read
- 1Start from the UK
- 2Send to the countries you choose
- 3It arrives in their own currency
A BSB (Bank-State-Branch) number is a six-digit code that identifies a bank and branch in Australia. It is written as two groups of three, such as 123-456, and is used with an account number to send money within Australia.
What the digits mean
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Tap each one to see what it means.
First two digits
the bank.
Third digit
the state where the branch is.
Last three digits
the branch itself.
PayID: an alternative
Australia's New Payments Platform lets people register a PayID, such as a phone number or email, linked to their account. Payers can then send money to the PayID instead of typing a BSB and account number.
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Paying from abroad
Australia does not use IBANs. To send money there from another country, the sender's bank usually asks for the receiving bank's SWIFT code, plus the BSB and account number.
Where SendPay fits
SendPay platforms include GBP, EUR and USD accounts and international transfers under your own brand, powered by licensed partners.
How it works
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- 2Choose what it does
- 3Launch when you are ready
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SendPay Business is a technology company, not a bank. Accounts, cards and payments are powered by licensed partners.
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Spotted a mistake or something out of date? and we'll fix it. How our guides are made
This guide is general information, not legal or financial advice. SendPay Business is a technology company, not a bank, and does not take deposits; regulated services on the platforms are provided by licensed partners. Other companies named in this guide are reference points only and are not affiliated with SendPay Business.